Table of Contents: Credit Card Offer List
- Kotak League Platinum Credit Card
- Axis Neo Rupay Credit Card
- Indusind Tiger Credit Card
- HDFC Pixel Play Credit Card
- HDFC Pixel Go Credit Card
- IDFC First Credit Card
- IDFC FIRST WOW Credit Card
- AU Bank Altura Credit Card
- Scapia Co-Branded Credit Card
- IndusInd Legend Credit Card
Kotak League Platinum Credit Card
Offers and Benefits
- Enjoy a lifetime-free credit card with no renewal fees
- Earn up to 8 Reward Points per Rs 150 on select categories like travel, electronics, and departmental stores. Base earning is 4 points per Rs 150 (up to Rs 2 lakh annual spend), increasing to 8 points beyond that
- Spend Rs 1.25 lakh every 6 months and get 4 PVR tickets or 10,000 bonus points (up to 8 tickets/year)
- Save up to Rs 500 per year on railway bookings via IRCTC or counters
- Enjoy 1% waiver on fuel transactions (Rs 500 - Rs 4,000), capped at Rs 3,500 annually
FEES AND LIST OF CHARGES
- Joining Fee: Nil
- Annual Fee: Nil
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000 per month
- Self Employed: ITR > Rs 3 Lakhs per annum
- Credit Score: 700+
- New to Credit: Not Allowed
Apply Link: Apply for Kotak League Platinum Here
Axis Neo Rupay Credit Card - Best Card for Daily Lifestyle Expenses!
Offers and Benefits
- Lifetime free (No Joining/Annual fees)
- Enjoy the flexibility to choose from multiple networks including Visa, MasterCard, and RuPay
- Get 10% off on Blinkit (up to Rs 250 per month), 10% off on BookMyShow movie tickets (up to Rs 100 per month), and Rs 150 off on Myntra on spends above Rs 999
- 5% off on Mobile recharge/Broadband Payment/DTH recharge up to Rs 150 via Paytm applicable once a month on a minimum transaction of Rs 299*
- Get Rs 120 off on food delivery via Zomato twice per month on orders above Rs 499
- 100% Cashback up to Rs 300 on first utility bill payment within first 30 days of card issuance
- Enjoy Weekly Wednesday Delights with 15% off on flights/hotels via MakeMyTrip, 10% off on Swiggy, and up to Rs 1,000 off on Tira
- Exclusive savings and dining privileges at partner restaurants through Axis Bank Dining Delights program
FEES & LIST OF CHARGES
- Joining Fee: NIL
- Annual Fee: NIL
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Salaried or Self-employed
- Salaried Income: Rs 25,000/monthly
- Self Employed: ITR > Rs 3,60,000/annum
- Credit Score: 736+
- New to Credit: Not Allowed
Apply Link: Apply for Axis Neo Rupay Here
Indusind Tiger Credit Card - LIFETIME FREE | No Joining or Annual Fees
Offers and Benefits
- No Joining or Annual Fees
- Earn up to 3 Reward Points for every Rs 100 spent (2 Reward Points on weekdays and 3 Reward Points on weekends)
- 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
- One complimentary movie ticket upto Rs 500 on BookMyShow every 6 months in a calendar year
- 1 Complimentary Golf Game or Lesson per Quarter
- Lower Forex mark of 1.5% on all your International Spends
FEES & LIST OF ALL CHARGES
- Lifetime Free Card
- Joining Fee: Nil
- Annual Fee: Nil
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 35,000 per month
- Self Employed: Rs 4,20,000 per annum
- Credit Score: 700+
- New to Credit: Not Allowed
Apply Link: Apply for Indusind Tiger Here
HDFC Pixel Play Credit Card
Offers and Benefits
- Lifetime Free Card (Exclusive offer for EarnKaro users, valid till 28th Feb 26)
- No Joining or Annual Fees (A fee may appear during the application process; however, it will be reversed in the subsequent billing cycle)
- 5% Cashback on choice of any 2 Brand Packs of Your Choice, capped at 500 cash points/month per category. 1- Dining & Entertainment BookMyShow & Zomato, 2-Travel– MakeMyTrip & Uber, 3-Grocery– Blinkit & Reliance Smart Bazaar, 4- Electronics– Croma & Reliance Digital, 5- Fashion– Nykaa & Myntra
- 3% Cashback on choice of any one e-commerce platform, capped at 500 cash points/month - Amazon, Flipkart or PayZapp
- 1% unlimited Cashback on other spends excluding fuel, rent, EMI, e-wallet loading, and government transactions
- 5% Cashback on Smartbuy capped at 500 cash points monthly. Offer is valid on Successful Transactions completed on SmartBuy under categories IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor only. This Offer is not valid on offers given by individual merchants under offers section
- 1% Cashback on UPI Spends capped at 500 cash points monthly (Applicable only for PIXEL RuPay Credit Card holders)
- 1% Fuel surcharge waiver, capped at Rs 250 per statement cycle, applicable on transactions between Rs 400 to Rs 5000
- Upto 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only)
FEES & LIST OF ALL CHARGES
- Lifetime FREE Credit Card (30th Apr'26)
- Joining Fee: Nil
- Annual Fee: Nil
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000 per month
- Self Employed: Rs 50,000 per month
- Credit Score: 750+
Apply Link: Apply for HDFC Pixel Play Here
HDFC Pixel Go Credit Card
Offers and Benefits
- Lifetime Free Card (Exclusive offer for EarnKaro users, valid till 28th Feb 26)
- Earn 1% cashback on all eligible transactions. Cashback is excluded on fuel, rent, EMI, e-wallet loading, and government-related spends
- 5% Cashback on Smartbuy capped at 500 points monthly. Offer is valid on Successful Transactions completed on SmartBuy under categories like IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor only. This Offer is not valid on offers given by individual merchants under offers section
- 1% Cashback on UPI Spends, (capped at 500 cash points monthly; Applicable only for PIXEL RuPay Credit Card holders)
- Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout (capped at Rs 300 per month)
- Up to 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only)
- 1% Fuel surcharge waiver capped at 1% applicable for transactions between Rs 400 to Rs 5000 & Maximum waiver of Rs 250 per statement cycle
FEES & LIST OF ALL CHARGES
- Lifetime FREE Credit Card (30th Apr'26)
- Joining Fee: Nil
- Annual Fee: Nil
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 20,000 per month
- Self Employed: Rs 50,000 per month
- Credit Score: 750+
Apply Link: Apply for HDFC Pixel Go Here
IDFC First Credit Card
Offers and Benefits
- Lifetime Free Cards - No joining fee, no annual fee
- Railway lounge facility
- Never expiring Reward points
- Enjoy a Rs 500 welcome voucher on spending Rs 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.
- Complimentary Roadside Assistance up to 4 instances per year, valued at Rs 1,399 annually
- Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card
- Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st November 2025 (Valid on Apple website and Offline Stores)
FEES AND LIST OF CHARGES
- Joining Fee: Nil
- Annual Fee: Nil
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000/monthly
- Self Employed: Rs 3,00,000/annum
- Credit Score: 710+
- New-to-Credit: Not Allowed
Apply Link: Apply for IDFC First Here
IDFC FIRST WOW Credit Card - a Lifetime free credit card, Never expiring rewards!
Offers and Benefits
- Lifetime Free Card - Guaranteed Approval
- No Credit History / Income Proof required
- Reward Points that NEVER expire
- Interest free cash withdrawal from ATM up to 48 days
- Get 7.5% Interest on your Fixed Deposit
- Upto 20% discounts applicable on 1500+ Restaurants
- OTHER AMAZING OFFERS -
- 50% off on BookMyShow Movie Tickets
- Setup your own credit limit by fixed deposit anytime, anywhere
- Great partner offers on 300+ brands like Myntra, Flipkart, Ajio, etc.
- Zero Forex Conversion Fee
- Personal Accident cover of up to Rs.2,00,000
- Fuel surcharge waiver of 1% upto Rs. 200/month
- PARTNER DISCOUNTS -
- 10% Instant discount on Flipkart
- 10% Instant discount on Myntra, AJIO, Tata CliQ, 1MG
- 15% Instant discount on Tata CliQ, Palette, Sugar cosmetics, Zomato
- 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT, GoIbibo etc
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
FEES & LIST OF ALL CHARGES
- Joining Fees: Nil
- Annual Fees: Nil
ELIGIBILITY CRITERIA
- Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
Apply Link: Apply for IDFC FIRST WOW Here
AU Bank Altura Credit Card - Cashback benefits on everyday spending categories
Offers and Benefits
- No Joining and Annual fees for a limited-time period
- Earn 4 Reward Points per Rs 100 on grocery and departmental store purchases with Altura Plus, while Altura offers 2 Reward Points per Rs 100 on these spends
- Earn 2 Reward Points per Rs 100 on other retail spends with Altura Plus, while Altura offers 1 Reward Point per Rs 100 on other eligible transactions
- Enjoy 2 Complimentary lounge visits per calendar quarter at select railway stations
- Get 1.5% Cashback on POS retail transactions with Altura Plus (capped at Rs 100/month), and 1 Reward Point per Rs 100 on POS spends beyond Rs 6,667
- Get a 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 5,000, capped at Rs 150 for Altura Plus and Rs 100 for Altura
FEES & LIST OF ALL CHARGES
- Joining Fee: Nil (Limited Time Offer)
- Annual Fee: Nil (Limited Time Offer)
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 18,000 p.m (Altura) / Rs 25,000 p.m (Altura Plus)
- Self Employed: ITR > Rs 2.25 Lakhs p.m (Altura) / Rs 3 Lakhs p.m (Altura Plus)
- Credit Score: 750+
- New to Credit: Not Allowed
Apply Link: Apply for AU Bank Altura Here
Scapia Co-Branded Credit Card – Best Travel Card in India!
Offers and Benefits
- No Joining or Annual Fees
- Enjoy International Transactions without any additional foreign currency markup fees
- Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 20,000 on the card every month
- Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
- Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value (5 Scapia Coins = Re 1)
FEES AND LIST OF ALL CHARGES
- Joining Fees: Nil
- Annual Fees: Nil
DOCUMENTS NEEDED
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
- Age: 23 to 40 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 30,000/Monthly
- Self Employed: Rs 4,00,000/Annually
- Credit Score: 730+
- New to Credit: Not Allowed
Apply Link: Apply for Scapia Co-Branded Here
IndusInd Legend Credit Card - Experience the best of travel, dining and shopping!
Offers and Benefits
- LIFETIME FREE Card - No Joining & Annual Fees
- Rs 100 spent = 1 Reward Point on weekdays spends
- Rs 100 spent = 2 Reward Points on weekends spends
- Buy 1 Get 1 Free on BookMyShow - 3 Free tickets every month
- OTHER AMAZING OFFERS:
- Instant Discount on Swiggy, EazyDinner & more brands
- Lowest Forex Markup Charge of 1.8%
- ICICI Lombard General Travel Insurance
- PARTNER DISCOUNTS:
- Flat 10% off sitewide on boAt products
- Get 10% instant discount upto Rs 250 on minimum purchase of Rs 2000 on BigBasket
- PVR: Get Rs 100 Off on purchase of Food & Beverage on Orders Above Rs 350
- Lifestyle: Additional 15% Off on Lifestyle on Orders Above Rs 1999
- Amazing offers on major e commerce like Swiggy, Titan, Reliance & more
FEES & LIST OF ALL CHARGES
- Lifetime Free Card
- Joining Fees: Nil
- Annual Fees: Nil
DOCUMENTS NEEDED
- ID Proof
- Address Proof
- Income Proof
- PAN Card/Form 60
ELIGIBILITY CRITERIA
- New to Credit: Allowed
- Employment Status: Salaried or Self-employed
- Income group: Rs 80,000 for Salaried and Rs 1,00,000 for Self-Employed
- Age group: 21-65 years
- Credit Score: 650+
- No Delayed Payments in the last 12 months
- GOOD TO HAVE:
- Existing Home or Auto Loan
- Existing active credit card with a limit of more than Rs 50,000 of any bank
Apply Link: Apply for IndusInd Legend Here